Reasons To Buy Property In Dubai

One of the quickest developing urban communities in the world, Dubai is loaded with beautiful water perspectives, high rises and charming spots for calm reflection. From lodging the world’s tallest pinnacle to artificial islands looking like palm trees, Dubai never neglects to interest and dazzle. Property Investment In Dubai can be an awesome thought for any individual who is noty from Dubai and needs to claim some land and acquire pay from that land. 

Better Homes offers an energizing scope of Dubai property, the two condos and estates in set up and best in class networks that offer incredible investment potential. Prior to starting your quest for Dubai property, it’s essential to comprehend the Dubai property market and the elements that make it one of the world’s most energizing markets for real estate. 

Extraordinary Climate 

Appreciate a sun-kissed lifestyle lasting through the year. The mid year heat is burning however for the remaining half year, temperatures are great. Visitors from all around the world come here to appreciate the beautiful climate this city appreciates. 

Tax-exempt Pay

What number of nations in the world would you be able to state that all that you win is yours to spend? Here in Dubai the pay you procure from your home or your property is tax exempt and you set aside all the cash which makes it probably the best spot for creating salary through obtained parcels. 

Elevated Expectation Of Living 

Need to drive a Porsche? Or on the other hand eat at the world’s tallest pinnacle? The lifestyle offered by Dubai is extravagant. In addition, Dubai isn’t about the shopping centers and high rises. From jumping, skiing, snowboarding, biking, playing golf, angling, cruising, windsurfing, desert exercises and water sports, Dubai has all the exercises you can consider, all year. 

World-class Foundation 

Dubai has the foundation that one would anticipate from a world-class business center point. The administration has presented free zones that fill in as center points for businesses in regions, for example, Jebel Ali and Media City to draw in outside business visionaries. 


The UAE has an exact arrangement of extradition of hoodlums, making it an exceptionally sheltered city. The laws are clear and the specialists pay no kindness in rebuffing the criminal here. It is a sheltered spot however ensure you read out all the directions about the things you ought to never do in dubai. 

Vital Area 

Dubai is under 5-6 hours of flying time from most of the world’s goals. Significant flights to large economies like India, USA, United Kingdom and numerous others are not very long way from dubai and even many corresponding flights go from dubai. 

Serious Costs And Rental Yields 

Dubai property rental yields are significantly higher than those offered in mainstream urban areas, for example, London and New York. Pick the correct specialist, pick the correct Dubai property and home proprietorship can be an exceptionally remunerating experience. Late information additionally records Dubai as the most ‘reasonable’ city to buy a home contrasted with other significant universal center points, for example, London, New York, Hong Kong, Paris and Singapore. 

Controlled Market

Dubai is the most straightforward real estate market in the MENA area. The legislature recognizes the job that improving straightforwardness plays in expanding levels of outside investment. Its new Open Data Law hopes to advance the sharing of non-private information among government and non-government elements. The Real Estate Regulatory Agency has actualized a few new measures to make the Dubai property market controlled and comparable to global goals.

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Home Loan Eligibility Criteria in India

Are you planning to get a new home? Are you looking for the best home loan options in India? Well, if you’re getting a home for the first time, there are a few things which you must know. First and foremost, you need to understand whether or not you are eligible for a home loan.

In the following paragraphs, we have described the home loan eligibility criteria in India for all reputed Indian banks.

To be eligible for a home loan in India, you will have to be either of the following:

  • A salaried individual
  • A self-employed individual
  • A professional

As it is obvious, you need to have a regular source of income in order to be eligible for a home loan in India. The reason behind this is simple. The lender expects the borrower to repay the loan. When the borrower is an earning individual, the person can return the money. The risk of lending money to an earning individual is very less compared to the risk of lending money to someone who doesn’t have a regular flow of income.

With that, let’s now take a closer look at the eligibility criteria categories.

  1. Salaried Individuals

If you fall under this category, you are either a Government employee or an employee of a private organisation. To get a home loan under this category, you will have to submit documents such as your bank details and salary slips.

  1. Professionals

Professionals such as engineers, doctors, architects, charted accountants have a regular income. They are eligible for home loans.

  1. Self Employed

Under this category, you need to have a well-established business to get a home loan. You’ll have to show your regular income tax returns to get approval for the loan.

Other than these three criteria, there are other for factors too which make you eligible for getting a home loan. Here are some of these factors:

Income – Your income is a major factor that decides the loan amount you’re eligible for.

Interest rates – Loan eligibility is inversely proportionate to the interest rate. If your interest rate is low, your loan eligibility will be high and vice-versa.

Credit history – Before banks offer you a loan, they make sure to check your credit history from CIBIL. If your credit report is good enough, you may get approval for the loan. If not, you’ll have to work on improving your credit score.

Age – The loan applicant must be at least 24 years old when applying for the loan and must not be more than 65 years at the time of maturity.

Final words

Getting a home loan in India can be tough. However, there are options like the Pradhan Mantri Awas Yojana scheme under which you can get subsidy on your home loan amount. That makes it easier for getting quick loans as Banks are assured of getting the loan amount back.

So, if you are looking for home loans in India, choose whichever bank you want but make sure to check out the Pradhan Mantri Awas Yojana scheme. Trust me, you’ll find it worth it.

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The Definitive Guide To Personal Loans in India

What is a personal loan?

A personal loan is one type of unsecured loan which helps you fulfil your emergency needs. The differentiation of this type of loan from other loans is that there is no requirement of collateral or security for availing this loan. The rates of interest in this type of loan are comparatively higher than the other types. Like with any other type of loan, you will need to repay personal loans in accordance to the terms of the bank. The repayment option of this type of loan provides you a time period ranging from a few months to a few years.

What is a Personal Loan used for?

There’s so much that you can do with the funds received through personal loans. You can support your children’s education. You can attend to a medical emergency in the family. You can cover the expenses for a wedding in the family. You can do a lot with funds from your personal loan.

What is the procedure for loan application for a personal loan?

The procedure for loan application for a personal loan is similar to that of other types of loans. You need to submit the necessary documents like your ID card, bank details and other documents. The bank or financial entity will then check your worthiness and offer you the loan after the final approval. The fund received as loan is then transferred to your bank account. As simple as that.

Once you have the loan amount in your bank account, you can use this amount any way you want. However, we recommend that you do not use personal loan amounts for stock investments or for purchasing properties and luxury items.

How to get urgent cash loan?

If you have a smartphone, getting urgent cash loan is really simple. You just need to download a Fintech app of your choice and follow the procedure for applying for personal loan. The process of loan application on these apps is really simple. You can apply and submit your documents anywhere from your smartphone. There is no requirement to visit any bank personnel during this procedure. It’s really simple and fast. These apps really make getting instant cash loan a simple and reliable procedure.

What are the repayment options for the loan amount?

The loan amount of personal loans can be repaid in equated monthly installments (EMIs). The EMI amount depends on the company, the loan amount, the time period and the interest rate.

That was all about personal loans in India and how you can avail one for yourself. Hope you found this post helpful and informative. If you have any queries or suggestions related to this post, please let us know about it in the comment section below. Also, if you want to know more about personal loans in India, feel free to contact us. We will be glad to help you out.

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How To Finance A New Business

Have you ever had the thought of starting a business? Have you wondered about the steps that you need to take in order to finance a business successfully? In this post, I have explained the various steps that can help you carry out the process of financing your business. These are some basic principles and guidelines that you can use to start your business. When it comes to running a business successfully, there are few strategies that you need to put into practice to see the results. From finding the right investor to getting seed capital, there’s a lot that goes into planning and strategising in order to get that right lift off for your new business and take it to the next level. Follow these steps and make sure that you are financing your business the right way.

Step 1. Use your personal savings

When it comes to starting a new business, the first thing that you can rely upon is your personal savings. Before you think about taking a loan from a bank or getting money from investors, you should try and put money from your personal savings into the business. In case you do not have enough personal savings to put into the business, get advice from friends and family for finding the ideal solution for fulfilling the financial needs of your business.

Step 2. Identify your business needs

One of the most crucial steps in starting a new business is to identify the needs of the business. Identify all your requirements and take the right steps to fulfil all your requirements. Think long-term and figure out ways to sustain your business in terms of equipment and goods.

Step 3. Explore your options

There are plenty of options to choose from when it comes to finding the right source for borrowing money. There are commercial banks, finance companies, credit unions, etc. Other options for financing your business include approaching capital firms and making partnerships.

Step 4. Curate your business plan and try to execute it

It takes time and effort to create an effective business plan. You may have to take various factors into consideration before finalising your business plan. Your business plan should include factors like how to finance your business, how to achieve your business goals and how to expand your business. Once you have a business plan in hand, you need to do your best to execute the plan.

These were the basic steps that can get you started in financing a business. While there are a lot of other steps that go into practice while starting a business, these are the steps that you need to take in order to get a decent start at your new business and take it forward. One thing that can help you succeed in business is consistent garnering of knowledge. Make sure to stay updated on the latest trends from the world of business and finance. For updates from the world of finance, visit

Hope you found this post helpful. If you have any queries and suggestions, let us know in the comment section below. Thank you very much for reading!

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A Beginner’s Guide To Cryptocurrency Investment

The invention of cryptocurrency is a major innovation in the digital world of the 21st century. With the rising popularity of this new form of digital currency, many economists have started predicting a major change in the future of the world economy. Back in the day, when cryptocurrency was at its initial stage, there was just one kind of cryptocurrency people were talking about – Bitcoin. However, following the success of Bitcoin, a lot of new cryptocurrencies have come into the market today. With so many cryptocurrencies to choose from, it can be a daunting task to choose the right cryptocurrency for investment, especially if you are a new investor. This is the perfect article for you if you are looking for a guide to cryptocurrency investment.

How to start investing in cryptocurrency?

This guide to cryptocurrency investment is for new investors. However, if you are already invested, you could gain some insights as to what are the parameters you need to scale your investments on.

  1. Gather information on the different kinds of cryptocurrencies.

Information gathering is an important step in the process of investment. You need to know all about the fundamentals of a digital asset and the risks involved before making an investment. Learn about the different kinds of cryptocurrencies and compare their values. Understand the market capitalization. This will help you in making the best decision for your investment.

  1. Decide on the type of investment you want to go with.

Before making an investment, be sure to analyse the various options for investment. Be specific about your period of investment. You can opt for short-term investment, medium-term investment or long-term investment. If you want to be invested regularly, you need to stay updated with the latest news and updates from the world of cryptocurrency. You can follow this online crypto calendar for all the latest news, updates and announcements related to cryptocurrency.

  1. Go for trustworthy and accepted digital assets.

As with any kind of investment, trust is an essential factor for investment in digital assets. You have to be absolutely confident about your investment before you actually go ahead and put your money in buying cryptocurrencies.

  1. Dive into the case studies of major crypto investors

A case study is the best way to learn about the success or failure of a cryptocurrency. The crypto market is volatile. Therefore, being aware of the risks is a crucial factor in securing your investment portfolio. Case studies can help you learn why and why not to invest in certain kinds of cryptocurrencies.

We hope you found this article useful and informative. If you want to know more about cryptocurrency or online crypto calendar, let us know in the comment section below. Also, let us know your suggestions and questions about cryptocurrency investment. Share your tips with us if you have any. We would be glad to get in touch with you. To show your support, share this post with your friends on social media and elsewhere. Thank you very much for reading.

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How To Choose The Top Mutual Funds In India

Mutual funds are one of the most popular investment options in India today. When it comes to choosing the top mutual funds in India, there are a lot of mutual fund schemes to choose from. You may have come across many sources that bring you information about the different types of mutual funds and their benefits. This article shows you the top mutual funds in India.

Introduction to Mutual Funds

Before investing in any mutual funds, you must know what mutual funds are and how they can benefit you. Mutual funds are a collection of bonds and stocks. There are investment companies or AMCs which pool in a certain amount of money from the investors and invest money on their behalf, thus making them shareholders in that fund. Now let us look at the types of mutual funds in India.

What are the types of Mutual Funds in India?

Stock Mutual Funds: This type of fund consists of a diverse range of shares and stocks. These stock funds offer high-profit potential and are hence a good option for new investors.

Bond Funds: These funds are low in risk, but offer a steady flow of income for longer durations. These fund schemes offer various benefits such as good liquidity, professional money management and a better variety to choose from.

Money Market Funds: These mutual funds are flexible and offer a very good return. This makes them one of the top choices for mutual fund investments in the Indian market.

Index Funds: The performance of this fund is directly co-related with the performance of the index. The main tasks of the fund manager are to source out the most ideal stocks or shares and create a diversified investment portfolio.

Sector Funds: In this type of funds, the investment manager invests in stocks that are chosen by you for a particular sector. These type of funds are quite popular in India since investors can focus on a single market that they feel may outrun the others.

What makes Mutual Funds a good investment option?

Mutual funds in India offer good investment returns. Besides offering good returns, mutual fund investments brings along other benefits. Take a look at the benefits of mutual fund investments in India:

  1. Professional Expertise
  2. Less Expensive
  3. Diversification
  4. Liquidity
  5. Transparency
  6. Flexibility
  7. SEBI (Securities and Exchange Board of India) regulated market

Investing in mutual funds involves some risk, but they bring you high-yielding results in the long run. The best thing to do here is to conduct research before selecting mutual fund companies that will cater to your needs and requirements.

Here is a tool that lets you figure out the EMI amount on gold loans.

We hope you found this post useful and informative. If you have any queries or suggestions related to this post, please drop your comments in the comment section below.  We would be glad to help you out. To show your support, share this post with your friends on social media and elsewhere.

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5 Tips For Starting a Business in Canada

Canada is a dynamic market with a lot of opportunities. There are a lot of reasons for you to start a business in Canada. However, before starting your business, you need to understand that there are certain factors that need to be looked into in order to establish a successful business in Canada. Having a well-planned strategy and being prepared to face any kind of challenge can make your business shine out. From understanding the needs of the business to keeping an eye on the Canada tax brackets, everything has to be done with proper planning. This article covers the various factors that can help you start a business in Canada.

Know your Industry

Before starting a business, be certain that you know your industry. Having operational knowledge about your industry can help you establish the business well. Get yourself equipped with information about your industry. Research your industry and go through case studies to understand your business industry properly.

Build your network

Start your business by building a network of professionals who have the potential to help you run your business. There are a lot of skills that come into use for starting and running a business. Since you cannot learn all of them, you need to associate yourself with professionals who can handle these for you. However, you will find it handy to have basic operational knowledge of certain skills like financial management, sales and marketing, strategic planning, operation and human resources.

Set up a well-structured business plan

A well-structured business plan is one of the most important requirements for business establishment. A good business plan can help you gain the confidence of investors. It gives you and others a clear structure of your business model.

Form strategic partnerships

When you start your business, you will realize that you need the services of others business to run your business. Having a well-sorted alliance with other companies can help you build up better products and services. The benefits of an alliance with other companies include getting better prices, getting exposed to new markets with new products and services.

Set up a good HR management system

One of the most challenging aspects of a new business is set up a good human resource management system. A lot of business fail because they fail to set up a good team or lose them to their competitors.

Some of the mediums for attracting the right employees are job fairs, advertising and community involvement activities. Competitive benefits and fair opportunities for growth are factors that help companies retain their employees.


If you are a new resident or a permanent resident in Canada and are planning to start your own business, you can use an online HST calculator for HST calculation. Starting your own business in Canada can be challenging and rewarding. However, you have to have the understanding of what is required to actually succeed. HST calculator is one such tool that can truly help you as a newcomer in the business world of Canada. Knowing the Canada tax brackets can be an added advantage.

We hope you found this post useful and informative. If you have any queries or suggestions related to this post, please drop your comments in the comment section below.  We would be glad to help you out. To show your support, share this post with your friends on social media and elsewhere.

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How To Calculate GST In India

With the implementation of GST in India, businesses have changed the way they bill their customers. For calculating tax under the GST regime, you will have to understand the tax slabs for goods or services in India. Five different tax slabs have been formed by the GST council in India. These are zero per cent, 5 per cent, 12 per cent, 18 per cent and 28 per cent. These are applicable for both goods and services.

Knowing how to calculate GST is very important, especially if you are a business owner. It can also be useful for other people in their day to day life. Students need to learn how to calculate GST at primary and high school levels and even at university level if studying business or accounting. Many business owners prefer using some online GST calculator for calculating GST. While you can always use an online GST calculator to calculate GST for your goods and services, learning a few things about GST calculation may help you in the long run. This article shows you how you can calculate GST. Here are the things you are going to need to calculate GST:

  1. Period of time (months) for which GST calculation needs to be done
  2. Due date of filing return for the month
  3. The actual date of filing the return
  4. Your total tax liability during the month
  5. Your purchases attracting Reverse Charge Mechanism
  6. Input Tax Credit (ITC)

Let us now look at the steps we need to take to calculate GST:

  1. Find the applicable GST rate for the Goods or Service

The initial step in the process of GST calculations to find GST rate applicable for the Goods or Services.

  1. Figure out the type of GST applicable

Having determined the GST rate, you will need to figure out which GST type will be applicable to the Goods or Services. The types of GST are IGST, CGST and SGST.

  1. Find out whether the GST is chargeable on Reverse Charge Basis

Usually, under GST, the supplier of the Goods or Services collects tax from the recipient and remits them with the Government. However, for reverse charge services, the recipient has to pay the GST. Therefore, it is important to understand if the transaction includes reverse charge under GST.

  1. Find out whether the supplier is enrolled under GST Composition Scheme

Usually, to be GST compliant the supplier has to maintain extensive accounts, records and file 3 GST filing a month. However, many small and medium-sized businesses in India find GST compliance tough and look for a simpler method. Businesses with a turnover of less than Rs.75 lakhs have the option to enroll under the GST Composition Scheme. They can then simply pay a flat GST based on their gross turnover. Suppliers who are enrolled under GST composition scheme mention on their invoice that they are composition Suppliers and are not eligible to collect taxes. This makes it really important to know whether the supplier is enrolled under GST Composition Scheme or not.

We hope you found this post useful and informative. If you have any queries or suggestions related to this post, please drop your comments in the comment section below.  We would be glad to help you out. To show your support, share this post with your friends on Social media and elsewhere.

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How To Choose The Best Mutual Funds

Planning for a mutual fund investment may seem difficult in the beginning. However, when you consider some specific parameters, you will be successful in investing in a worthwhile investment scheme. Mutual fund is one of the most effective sources to create wealth in the long run. It is that wealth creating source that will help you fulfill your many small and big goals in life. Whether your goal is to get a bike under 1 lakh in India or to get settled in the US, it is through financial planning that everything falls into the right place. Therefore, you must take due care in choosing the best mutual funds that can help you grow your wealth over time.

Most people find it difficult to choose the right investment plan and therefore end up taking an unsatisfactory decision. Hence, it is essential to do an in-depth market research and analyse the various parameters before investing. However, before you start your research, it is important to know the different factors that need to be studied and analysed. Here are some of the factors you must carefully examine before taking an investment decision in mutual funds:

  1.  Recognize Your Goals

Investment goals can be either long-term or short-term in nature. The first step to be taken is to understand the goal of investment. Understanding your goal for investment can help you determine the most suitable investment strategy. Your goal could be to support your children’s future education or to get a bike under 1 lakh in India. In any case, you being clear about your goals is a big advantage. When you are aware of your goals, you can take the right decision at the right time which can bring you higher returns in the future. According to your set goals, you can choose the best mutual funds for you which either fall under the equity, debt or hybrid funds category.

  1. Evaluate the AMCs

After setting up your investment goals, you need to evaluate the asset management companies or AMCs. AMCs are the companies which provide you top-performing mutual fund schemes. When you invest your money in mutual funds, you give these companies approval to manage your money and invest them in the most efficient plans. Before you hand over your money to an AMC, make sure to have a clear understanding of it.

  1. Take a look at the Fund’s performance record

Having some idea of the scheme isn’t enough to invest your money in it. You must figure out if the scheme has the capacity to deliver the desirable returns. The past performance of the fund scheme may not confirm the future returns of a scheme. However, it gives you a fair idea about the capability of the scheme for offering higher returns. Basically, analysing the track record of a scheme makes you more confident about investing your money in them. If you have already invested in mutual funds, you can use a mutual fund SIP calculator to estimate the returns on your investment. A mutual fund SIP calculator not just helps you calculate your expected SIP fund returns, it also serves as a tool for you to compare different mutual fund schemes.

  1. Analyze the diversification of the fund

Investing your money into divergent schemes reduces the risk exposure. When choosing mutual fund schemes, make sure that the funds offer diversification of your capital. Investing in such mutual funds can bring enough returns for a financially strong future.

  1. Be a consistent investor

To earn better returns from the best mutual funds, you have to be consistent in your investments. The Systematic Investment Plan (SIP) is the most suitable scheme for this purpose as it gives you a convenient method to be a regular investor.

We hope you found this post useful and informative. If you have any queries or suggestions related to this post, please drop your comments in the comment section below.  We would be glad to help you out. To show your support, share this post with your friends on Social media and elsewhere.

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